The Insurance Services Office (ISO) has given the City of Houston Fire Department the top Public Protection Class (PPC) rating of Class 1/1X. This rating has been achieved by less than 1% of ISO rated municipalities Nationwide and Houston is one of only 57 in Texas to achieve this designation.
The rating could result in lower insurance premiums for Houston home and business owners.
This rating reflects the hard work and dedication of all Houston firefighters, emergency communications personnel and Public Works employees and their commitment to our community. The new Public Protection Classification (PPC) rating will become effective upon final approval of the State Fire Marshal’s Office.
The ISO currently evaluates nearly 50,000 municipalities and their Fire Departments Nationwide. The PPC is published by the ISO and used by some insurers for underwriting, calculating and determining insurance rates for residential, commercial and Industrial properties. The ISO Schedule develops a PPC number on a relative scale from 1 to 10, with 1 being the very best and 10 representing less than minimum recognized fire protection. In general, the price of fire insurance in a community with a good PPC is substantially lower than in a community with a poor PPC.
ISO’s PPC program evaluates communities according to a uniform set of criteria, incorporating nationally recognized standards developed by the National Fire Protection Association (NFPA), the American Water Works Association (AWWA) and the Association of Public Safety Communications Officials (APCO) International. A communityand fire department’s PPC grade depends on 4 main areas:
• Needed Fire Flows, which are representative building locations used to determine the theoretical amount of water necessary for fire suppression purposes
• Emergency Communications (911 Call Center)
• Fire Department, including equipment, training, geographical distribution of fire companies and Community Risk Reduction, and
• Water Supply, including inspection and testing of hydrants, alternative water supply operations and evaluation of the amount of water available compared to the amount needed to suppress fires up to 3,500 gallons per minute.
The Community Risk Reduction (CCR) evaluation recognizes efforts to reduce losses through fire prevention, education and fire investigation. The Fire Department’s PPC Classification reflects the City of Houston’scommitment to provide quality Public Safety Services to the citizens of Houston.
Mayor Turner and the City Council congratulate the Houston Fire Department on the exceptional quality of its fire service.
“I congratulate Chief Pena for his outstanding leadership and thank firefighters for maintaining a level of service we have come to expect. An ISO Class 1 rating could saveHouston residents, commercial businesses and our industries significant money on their fire insurance.
“I am very proud of this great city and want to personally thank all of the personnel from the Houston Fire Department, Houston Emergency Center, Houston Public Works, and all supporting departments who have worked so hard through the years to achieve this great distinction,” Fire Chief Samuel Peña.