A: You can only change your medical or dental plan during the Open Enrollment period from March through April for active and retired employees who are on a Cigna plan with the City of Houston. However, if you are enrolled in the Cigna Limited plan and you move outside the coverage area, you will have to change to one of the other Cigna plans to maintain coverage.
Q: Can I drop my supplemental insurance at any time?
A: You can only drop a supplemental plan at anytime if it is a post-tax benefit. You can’t drop a pre-tax supplemental plan until open enrollment or if you have left the City of Houston.
Exercise and diet minimize cholesterol risk
When too much cholesterol is present, plaque hardens and forms in your arteries. Over time and left unmanaged, this can put you at increased risk of heart disease, heart attack and stroke – the leading causes of death for men and women in the U.S.
Your body needs a limited amount of cholesterol to function properly, but too much can cause serious cardiovascular problems.
To limit cholesterol build-up:
- Exercise regularly. Moderate-intensity physical exercise for 30 minutes most days of the week is good. Brisk walking is beneficial.
- Eat healthier. Avoid saturated fats and trans-fatty acids. Eat more fiber, such as found in fresh fruits and vegetables, whole grains and nuts.
- Don’t use any tobacco products.
- Manage your weight and schedule regular medical checkups.
By Shane Magee, M.D.
Internal Medicine at Kelsey’s Tanglewood Clinic