Medical Plans

Affordable and flexible

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  • Access to over 572,800 Cigna providers all over the United States without referrals
  • Primary Care Physicians (PCP) are not required
  • Direct access to specialists
  • Only true emergency services are covered out-of-network
  • Copayments for office visits
  • Coinsurance for other services
  • $750 individual / $1,500 family deductible
  • $6,840 individual / $13,700 family out-of-pocket maximum
  • Four-tier prescription plan with no deductible

What's New?

Medical plan changes include new rates and a few plan design modifications

  • Medical rates are increasing in the Cigna Open Access Plan and Consumer-Driven Health Plan (CDHP)
  • Out-of-pocket maximums are increasing in all plans
  • Pharmacy benefits are being expanded to include a network of 30- and 90-day retail pharmacies

ER vs. Urgent Care

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Feeling sick? If it's not life threatening, urgent care can save you time and money.

Visit an urgent care facility for:

  • Minor cuts
  • Burns and sprains
  • Fever and flu symptoms
  • Joint or lower back pain
  • Urinary tract infections

Don't know where to go? Download the mycigna.com app for quick and easy access to a list of urgent care facilities available to you.