Medical Plans

Affordable and flexible

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  • Three provider groups
    • Kelsey Seybold
    • Memorial Hermann
    • Renaissance
  • Primary Care Physicians
    • Required for Memorial Hermann & Renaissance
    • Not required for Kelsey Seybold
  • Family members may have different provider groups and PCPs
  • Copayments
  • $150 individual / $450 family medical services deductible
  • $4,500 individual / $9,000 family out-of-pocket maximum
  • Four-tier prescription plan with $100 individual / $300 family deductible

What's New?

Medical plan changes include new rates and a few plan design modifications

  • Medical rates are increasing in the Cigna Open Access Plan and Consumer-Driven Health Plan (CDHP)
  • Out-of-pocket maximums are increasing in all plans
  • Pharmacy benefits are being expanded to include a network of 30- and 90-day retail pharmacies

ER vs. Urgent Care


Feeling sick? If it's not life threatening, urgent care can save you time and money.

Visit an urgent care facility for:

  • Minor cuts
  • Burns and sprains
  • Fever and flu symptoms
  • Joint or lower back pain
  • Urinary tract infections

Don't know where to go? Download the app for quick and easy access to a list of urgent care facilities available to you.